The Health Insurance Broker for SMBs with Fewer Than 50 Employees

SMB Benefits Group specializes in health insurance and employee benefits for small businesses.

Small Business Health Insurance Done Right

At SMB Benefits Group, we specialize in health insurance for small businesses with fewer than 50 employees. Our approach using Health Reimbursement Arrangements (HRAs) simplifies employee benefits, making them more accessible and affordable for small business owners.

Simplified Administration

We minimize the employer’s administrative burden by eliminating the complexities of traditional group plans.

High Quality and Budget Friendly

Employers set a budget and provide funds directly to employees for purchasing their own health insurance with the same standards and protections as group plans.

1-on-1 Support

We help employees choose the right plan for their needs and support you year-round.

QSEHRA (Qualified Small Employer Health Reimbursement Arrangement)

Perfect for businesses with fewer than 50 employees. QSEHRA allows tax-free reimbursement for health insurance premiums and qualified medical expenses.

ICHRA (Individual Coverage Health Reimbursement Arrangement)

An increasingly popular option, suitable for businesses of all sizes. ICHRA provides maximum flexibility in designing health benefits.

Self-Employed Solutions

Tailored health benefit options for self-employed individuals who view themselves as a business.

Offering competitive, cost-effective employee benefits is possible.

Work with us to create a benefits package your employees will love.

Frequently Asked Questions

Here are the most common questions we get from small business owners.

An HRA is an employer-funded health benefit that reimburses employees tax-free for qualified medical expenses, including health insurance premiums.

With an HRA, employers set a budget and reimburse employees for their individual health insurance and medical expenses, rather than purchasing a one-size-fits-all group plan.

HRAs can be an excellent option for small businesses looking to offer health benefits while controlling costs and minimizing administrative burden. Contact us for a personalized assessment.

Yes, we offer tailored solutions for self-employed individuals who want to access tax-advantaged health benefits.

Employees select and purchase individual health insurance plans from the open market, giving them the freedom to choose coverage that best fits their needs.

QSEHRA is designed for businesses with fewer than 50 employees, while ICHRA can be used by businesses of any size.

Still have more questions?

Tell us about your benefits needs and we’ll help you out.
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